Rekening bank sebagai objek jaminan fidusia dalam perjanjian kredit sindikasi : tinjauan atas surat edaran dirjen AHU No. C.HT.01.10-22 tanggal 15 Maret 2005 tentang standardisasi prosedur pendaftaran fidusia = Bank account as fiducia object at loan syndication agreement : analysis of Directorate General of General Law Administration's decree no. C.HT.01.10-22 dated March 15 2005 regarding standardization of fiducia registration procedures