Hasil Pencarian  ::  Simpan CSV :: Kembali

"ABSTRAKPendidikan merupakan salah satu sasaran pokok program pemerintah dalam upaya mempercepat mutu kehidupan menjadi lebih baik. Disamping itu Departemen Pendidikan dan Kebudayaan RI memikul tanggung jawab untuk meningkatkan kualitas pendidikan melalui berbagai program-program kegiatan rutin dan pembangunan. Sedangkan masalah yang berkembang sejak tahun 1983/1984 menunjukkan bahwa nilai rata-rata NEM siswa SMA dari tiap bidang studi mencapai 4,88. Pada sisi lain jumlah siswa tiap tahun bertambah 4,43%, sedangkan laju pertambahan biaya rutin persatuan murid mencapai rata-rata 14,60% per tahun. Berdasarkan pada masalah tersebut maka tujuan penelitian ini adalah untuk mengetahui pengaruh anggaran biaya rutin terhadap nilai ebtanas murni siswa SMA Negeri di DKI Jakarta. Dengan perumusan hipotesis adalah bahwa pembiayaan pendidikan melalui anggaran rutin yang meliputi belanja pegawai, belanja barang dan belanja pemeliharaan berpengaruh nyata terhadap NEM siswa SMA Negeri di DKI Jakarta. Dengan menggunakan sampel 44 SMA dan 71 Guru di Wilayah DKI Jakarta diperoleh data, yang kemudian dihitung dengan model regresi linier berganda. Berdasarkan temuan penelitian dan pembahasan dapat disimpulkan : 1. Hipotesis yang diajukan dapat diterima dengan sangat nyata. 2. 81,24% Nilai Ebtanas Murni (NEM) Siswa SMA Negeri di DKI Jakarta dipengaruhi oleh besarnya belanja pegawai, belanja barang dan belanja pemeliharaan. Sedangkan sebesar 18,76% Nilai Ebtanas Mumi (NEM) itu dipengaruhi oleh faktor-faktor lainnya. 3. Strategi pokok yang perlu dilakukan agar NEM siswa meningkat adalah bila meningkatkan anggaran belanja pegawai sebesar 1 satuan dapat meningkatkan NEM siswa sebesar 1,49 satuan. 4. Sebanyak 35,21% responden menyatakan bahwa meningkatnya NEM siswa dipengaruhi oleh motivasi dari faktor intrinsik, dan 56,33 % responden menyatakan dari faktor ekstrinsik. 5. Sebanyak 49,30% responden menyatakan pencapaian NEM SMA Negeri di DKI Jakarta sudah sangat baik."

"ABSTRAKKemajuan teknologi mendorong lahirnya inovasi baru dalam pembiayaan atau permodalan unit usaha, salah satunya ditunjukkan dengan kemunculan platform crowdfunding. Kebutuhan umat Islam di Indonesia terhadap sumber pendanaan yang berbasis syariah juga mendorong lahirnya crowdfunding syariah. Analisis difokuskan pada bagaimana bentuk transaksi pembiayaan melalui platform crowdfunding syariah, dan bagaimana regulasi yang ada mengatur mengenai hal ini. Penelitian ini merupakan penelitian yuridis normatif dengan studi kepustakaan. Hasil penelitian menunjukkan bahwa sudah dilakukan pembiayaan menggunakan akad murabahah dan mudharabah pada platform crowdfunding syariah yang berbasis pinjaman, dan pembayaran zakat pada platform crowdfunding berbasis donasi. Mengenai aspek regulasi sendiri, penyusunan regulasi untuk kegiatan lending-based crowdfunding masih dalam proses perancangan di OJK. Dalam pengembangan pengaturan kegiatan crowdfunding ini, dapat dirujuk regulasi crowdfunding syariah dan equity-based crowdfunding yang sudah ada dan berlaku di Malaysia dan Amerika Serikat.

---

ABSTRACTThe development of technology allows new innovation in business financing, as showed with the existence of crowdfunding platform as a media of financing. The need of Moslems of sharia financing in turn push the founding of sharia crowdfunding platform. Analysis is being focused on the form of transaction inside sharia crowdfunding platform, and how the law regulates this activity. This is a normative legal research which is conducted through literature and desk study. The research results shows that financing by murabahah, musyarakah and mudharabah scheme has been implemented in lending-based sharia crowdfunding platform, and the payment of zakah through the donation-based platform. As for the regulatory aspect, the drafting of lending-based crowdfunding activity regulation is currently under the finishing process. As for the development of the regulation of crowdfunding activity, the already established regulation of sharia platfotm and equity-based crowdfunding activity in Malaysia and United States of America will be a good example to be used as a reference for a further development of regulation of crowdfunding activity."

"Kayu dari hutan rakyat Indonesia mempunyai daya saing di pasar internasional. Namun, petani hutan rakyat masih kesulitan mendapatkan pembiayaan dari bank syariah. Penelitian ini membahas mengenai profitabilitas dan keunggulan komparatif pada usahatani hutan rakyat pola pertanaman sengon, dihitung dengan menggunakan metode PAM dimana parameter-parameter analisisnya menunjukkan hasil baik. Bagi bank syariah, hasil tersebut mengindikasikan jika pembiayaan pada usahatani hutan rakyat tersebut akan menguntungkan. Aplikasi pembiayaan yang coba diterapkan adalah dengan menggunakan akad Bai? Salam. Lebih jauh penelitian ini juga merancang pola aplikasi pembiayaan yang diharap dapat menguntungkan bagi bank syariah dan petani hutan rakyat.

---

Wood which is produced from the community forest of Indonesia has competitiveness in the international market. Nevertheless, community forest farmers still have problems in getting funding from the syaria bank. This research discusses about the profitability and comparative superiority in community forest farming with sengon cropping pattern. It is analyzed with PAM method where the parameters of the analysis show good results. For the syaria bank, it indicates that the funding for community forest farming can be advantageous. Bai? Salam contract is tried to be applied for this kind of funding. Furthermore, this research also designs the pattern of application for the funding which is expected to be beneficial for both the syaria bank and community forest farmers."

"ABSTRAKPenelitian ini bertujuan untuk mengetahui perilaku donasi dan potensi filantropiwarga Nahdhatul Ulama dalam menyalurkan donasi zakat, infak, dan sedekah sertapersepsi mereka tentang keputusan memilih untuk mendonasikan dana ZIS diLembaga Amil Zakat Infak dan Shadaqah (Lazisnu). Penelitian ini menggunakanpendekatan kuantitatif, yang berlokasikan di 15 kota dan kabupaten di Indonesia.Teknik pengambilan sampel pada penelitian ini menggunakan non-probabilitysampling, dengan salah satu metode yang digunakan adalah convenience sampling.Data yang diperoleh kemudian dianalisis dengan Structural Equation Modeling(SEM) menggunakan aplikasi AMOS versi 23. Hasil penelitian menunjukkan bahwawarga Nahdhatul Ulama memiliki perilaku donasi dan potensi filantropi yang baik,hal tersebut tergambar dari nilai signfikansi setiap variabel eksogen yaitu pelayanandengan nilai p = 0,003, promosi dengan nilai p= 0,040, lokasi dengan nilai p = 0,012,religiusitas dengan nilai p = 0,024, preferensi dengan nilai p = 0,021, dan lingkungandengan nilai p = 0,29. Keseluruhan variabel memiliki pengaruh positif terhadapvariabel endogen yaitu keputusan memilih warga Nahdhatul Ulama pada lazisnusebagai tempat penyaluran donasi zakat, infak, dan sedekah.

---

ABSTRACTThis study aims to determine the behavior of donations and philanthropic potential ofNahdhatul Ulama residents in channeling donations of zakah, infaq and shadaqa aswell as their perceptions about choosing a decision to donate ZIS funds in Lazisnu.This study uses a quantitative approach, which is located in 15 cities and districts inIndonesia. The sampling technique in this study used non-probability sampling, withone method used was convenience sampling. The data obtained were then analyzedby Structural Equation Modeling (SEM) using the AMOS application version 23. Theresults showed that Nahdhatul Ulama residents had good donation behavior andphilanthropic potential, this was illustrated by the significance value of eachexogenous variable namely service with a value of p = 0.003, promotion with a valueof p = 0.040, location with a value of p = 0.012, religiosity with a value of p = 0.024,preference with a value of p = 0.021, and an environment with a value of p = 0.29.The entire variable has a positive influence on endogenous variables, namely theintention of the Nahdhatul Ulama residents to choose Lazisnu as a place to channelcharity donations, infaq, and shadaqa.

---

"

"ABSTRAKAfter four years of implementation of the Village Fund Program, although there were concrete results from the implementation of programs such as the establishment of various basic infrastructures in many villages, the number of cases of misuse of village funds by village heads showed that there were still serious problems in the governance of program implementation and accountability. In many cases, this is due to the ineffective participation of the village community in implementing the program. There is no community participation at all, or even if the community participate, their inability to support the weak village governments in managing village funds properly has resulted in the ineffective implementation of programs and uncontrolled corruption. In this regard, there is a strong correlation of the level of competence and public education with the effectiveness of community participation. A better level of community knowledge will not only increase the level of community participation in the process of policymaking and the implementation of the program but also the quality of the policies made and the results of programs that affect the community. To implement the Village Fund Program effectively and to derive better results through more effective community participation, the Indonesian Government must focus its efforts on increasing communitys capacity to participate in program implementation both through formal and informal education or enhance the role of Non Governmental Organizations in community empowerment. "

"Penelitian ini fokus pada analisis pengaruh program BOS pada Departemen Pendidikan Nasional terhadap Angka Partisipasi Kasar: 2006 ? 2008. Penelitian ini adalah penelitian kuantitatif dengan menggunakan estimasi Data Panel Model Efek Tetap. Hasil penelitian ini menyarankan keharusan adanya koordinasi antara Pemeritah Pusat dan Pemerintah Daerah serta pihak-pihak lain yang berkepentingan dalam keberhasilan pendidikan nasional dan agar sinergi dalam perencanaan dan pelaksanaan program (terutama progam BOS) sehingga dampak positif dari kebijakan pendidikan yang diterapkan dapat dirasakan oleh masyarakat luas. Penelitin ini juga menyarankan agar pemerintah dapat meningkatkan jumlah dana pada program pendidikan ini karena hasil estimasi menunujukkan adanya korelasi yang kuat antara peningkatan dana dan peningkatan APK.The study is focus on analyzing the impact of the Education Operational Assistance (BOS) Program to the gross enrollment rates achievement. The study is use the quantitative analysis (Fixed Effect Model). The main suggestion of this study is the necessity of coordination in planning and implementation of the program (especially BOS program) among stakeholders, including Central and Local Government should be existence with the result that people obtain benefits of the program. Secondly, there is high correlation between funding of the educational program and gross enrollment rate, hence, allocation for this program should be increased by the government."

"Kinerja residential estate di Indonesia sangat terdampak oleh pandemi Covid-19 selama 2 tahun terkahir ini. Walaupun demikian pembagunan residential estate di Indonesia terus berjalan dengan pesat. Menurut Bank Indonesia Penerapan teknologi informasi di keuangan atau yang biasa dikenal dengan financial technology sangat membantu gaya hidup sosial yang dulu manual dan membutuhkan waktu lama dalam bentransaksi menjadi otomatis dan tidak membutuhkan waktu yang lama lagi, salah satu produk dari fintech ini adalah crowdfunding. Crowdfunding pada residential estate memungkinkan investor untuk terlibat dalam industri tersebut. Crowdfunding pada residential estate mungkin dapat merevolusi industri properti yang lagi mengalami dampak negatif dari pandemi Covid-19 serta yang konservatif dan tidak likuid dengan standar yang tinggi untuk terjun kedalam bisnis tersebut dikarenakan modal yang diperlukan. Penelitian ini bertujuan untuk mengkaji faktor apa saja yang mempengaruhi masyarakat untuk ikut berpartisipasi dalam implementasi skema equtiy crowdfunding sebagai alternatif pembiayaan pada residential estate. Dari hasil penelitian diperoleh bahwa faktor prioritas dalam penentuan proyek residential estate pada equity crowdfunding berurutan dari yang prioritas adalah legalitas platform, ekspektasi keuntungan yang ditawarkan, jumlah keberhasilan investasi pada platform, informasi proyek, dan strategi rencana investasi.

---

The performance of residential estates in Indonesia has been greatly affected by the Covid-19 pandemic for the past 2 years. However, residential estate development in Indonesia continues to progress rapidly. According to Bank Indonesia, the application of information technology in finance or commonly known as financial technology really helps social lifestyles that used to be manual and require a long time in transactions to become automatic and don't take long. One of the products from this fintech is crowdfunding. Crowdfunding on residential estate allows investors to get involved in the industry. Crowdfunding in residential estate may be able to revolutionize the property industry, which is experiencing a negative impact from the Covid-19 pandemic as well as conservative and illiquid ones with high standards to enter the business due to the capital required. This study aims to examine what factors influence the community to participate in the implementation of the equity crowdfunding scheme as an alternative financing for residential estate. From the research results, it is found that the priority factors in determining residential estate projects in equity crowdfunding sequentially from priority are the legality of the platform, the expected benefits offered, the number of successful investments on the platform, project information, and investment plan strategies."

"Many challenges must be faced by thr GOI in developing the program, nowadays the Government of Indonesia (GOI) through Early Childhood Education (ECE) Department has been enhacing early childhood education programs for 0 to 8 year old children. The major challenges are children access to early childhood education services and quality of early childhood education programs. Considering the challenges, the United States Agency for International Development (USAID) in partnership with Indonesia's Ministry Ministry of National Education is currently implementing a small scale interactive audio instruction (IAI) pilot program targeting 5-6 year olds and their teachers in seven provinces. The program can simultaneously lead activities to kindergarten children and teachers as well as train the teachers, who don't have early childhood education background, and how to create high qualityactivities for children. Because of its' simple technology, the program can be applied in various Indonesia district condition. This paper explores the potential role a simple technology can play in assisting the government meet its early childhood education goals and discusses whether something as commonplace as a CD player or radio, when coupled with a proven education methodology, could present a cost effective way to achieving quality at scale."