Penerapan Asas Insurable Interest Dalam Penentuan Penerima Manfaat Klaim Tertanggung Meninggal Dalam Polis Asuransi Jiwa (Studi Kasus Putusan Nomor 46/PDT.G.S/2020/PN.JMB) = Application of Insurable Interest Principle in Determining the Beneficiary of a Deceased Policy Holder's Life Insurance (Case Study Court Decision Number 46/PDT.G.S/2020/PN.JMB)