The Application of The Principle of Indemnity in Heavy Equipment Policy PT Asuransi Jasa Tania Tbk. (Case Study of Court Decision No. 236/PDT/2020/PT DKI) = Penerapan Prinsip Indemnitas dalam Polis Asuransi Alat Berat PT Asuransi Jasa Tania, Tbk. (Studi Kasus Putusan Pengadilan No. 236/PDT/2020/PT DKI)