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"Perkembangan e-commerce memberikan kemudahan bagi orang untuk melakukan pembelian, tidak terkecuali kegiatan pembelian dilakukan secara kompulsif dan berlebihan. Pembelian kompulsif merupakan dorongan tak terkendali oleh individu untuk melakukan pembelian lebih dari kemampuan yang dimiliki, membeli barang yang tidak dibutuhkan, atau berbelanja lebih lama dari waktu yang sudah direncanakan. Perilaku kompulsif tidak sesuai dengan ajaran agama Islam bagi muslim karena dalam ayat Al-Quran surah Al-Isra ayat 26-27 menunjukkan bahwa terdapat larangan muslim untuk berperilaku boros. Penelitian ini bertujuan menganalisis pengaruh kepribadian dan religiusitas konsumen muslim indonesia terhadap perilaku pembelian kompulsif di e-commerce menggunakan pengalaman belanja hedonis sebagai variabel mediasi. Terdapat 452 responden penelitian yaitu muslim berusia di atas 18 tahun dan aktif melakukan pembelian di e-commerce setidaknya dalam satu bulan terakhir. Penelitian ini menggunakan Partial Least Square Structural Equation Method (PLS-SEM) menggunakan aplikasi SmartPLS3. Hasil penelitian menunjukkan bahwa terdapat pengaruh kepribadian big five theories neuroticism, extraversion, dan openness terhadap pembelian kompulsif secara positif dan signifikan yang dimediasi oleh pengalaman belanja hedonistik. Penelitian ini juga menunjukkan bahwa tingkat religiusitas konsumen muslim berpengaruh secara negatif dan signifikan terhadap perilaku pembelian kompulsif

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The development of e-commerce makes it easy for people to make purchases, including buying activities carried out compulsively and excessively. Compulsive buying is an uncontrollable urge by individuals to make purchases more than they can afford, to buy things they don't need, or to shop for longer than planned. Compulsive behavior is not in accordance with the teachings of Islam for Muslims, which are shown in the verses of the Qur'an Surah Al-Isra verses 26-27 that there is a prohibition on Muslims to behave extravagantly. This study aims to analyze the influence of personality and religiosity of Indonesian Muslim consumers on compulsive buying behavior in e-commerce, using hedonic shopping experience as a mediating variable. There are 425 research respondents who are Muslims aged over 18 years and have been active in making purchases in e-commerce at least in the past month. This study uses the Partial Least Square Structural Equation Method (PLS-SEM) using the SmartPLS3. This study found that there was a positive and significant influence of the big five theories of neuroticism, extraversion, and openness on compulsive buying mediated by hedonistic shopping experiences. This study also shows that the level of religiosity of Muslim consumers has a negative and significant effect on compulsive buying behavior."

"In the current age of globalization, technology and information are one of the most rapidly developing aspects of world life. Technological advances to facilitate customers and companies in many fields, one of which is the banking sector. Some banking transactions that can be done via the internet or online are fund transfers, payment of electricity/water bills and e-commerce, investment and top-up of credit/data packages, etc. Digital banking transactions in Indonesia grew 158% in the last 5 years from January 2018 to April 2023. One of them can be seen in the growth of BNI Mobile Banking users in February 2023 reaching 14.03 million users. This number jumped 25% (YoY) when compared to the same period the previous year of 11.22 million users. E-Service Quality in its interaction with services is the degree to which a service effectively and efficiently facilitates the shopping, purchasing and delivery processes of products and services. The utilitarian dimension in the study includes security/privacy and practicality (which includes usability and ease of use). The hedonistic dimension is more subjective and personalized than the utilitarian dimension and is more related to fun and enjoyment than task completion. This dimension reflects the potential pleasure and emotional value of shopping for and using products. This research uses the PLS-SEM approach. Based on the results of the analysis, this study reveals that there are variables that can optimally improve service quality and customer loyalty for BNI mobile banking in Indonesia.

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In the current age of globalization, technology and information are one of the most rapidly developing aspects of world life. Technological advances to facilitate customers and companies in many fields, one of which is the banking sector. Some banking transactions that can be done via the internet or online are fund transfers, payment of electricity/water bills and e-commerce, investment and top-up of credit/data packages, etc.  Digital banking transactions in Indonesia grew 158% in the last 5 years from January 2018 to April 2023. One of them can be seen in the growth of BNI Mobile Banking users in February 2023 reaching 14.03 million users. This number jumped 25% (YoY) when compared to the same period the previous year of 11.22 million users. E-Service Quality in its interaction with services is the degree to which a service effectively and efficiently facilitates the shopping, purchasing and delivery processes of products and services. The utilitarian dimension in the study includes security/privacy and practicality (which includes usability and ease of use). The hedonistic dimension is more subjective and personalized than the utilitarian dimension and is more related to fun and enjoyment than task completion. This dimension reflects the potential pleasure and emotional value of shopping for and using products. This research uses the PLS-SEM approach. Based on the results of the analysis, this study reveals that there are variables that can optimally improve service quality and customer loyalty for BNI mobile banking in Indonesia."

"This study aims to analyze the impact of hedonistic and utilitarian shopping value of sustainable fashion consumption with the role of moderating religiosity, which is interpersonal and intrapersonal religiosity, for the H&M brand. Sample this research is those who have bought H&M products in three months and also over the age of 17 years. The data is processed with Partial Least Squares (PLS). Results this study shows that hedonistic and utilitarian shopping values ​​have an effect positive for sustainable fashion consumption and only intrapersonal religiosity has a positive effect on sustainable fashion consumption. As for the moderation effect, only intrapersonal religiosity reduces the effect of hedonistic shopping value on sustainable fashion consumption.

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Penelitian ini bertujuan untuk menganalisis dampak dari nilai belanja hedonistik dan utilitarian dari konsumsi mode berkelanjutan dengan peran religiositas moderat, yang merupakan religiusitas interpersonal dan intrapersonal, untuk merek H&M. Sampel penelitian ini adalah mereka yang telah membeli produk H&M dalam tiga bulan dan juga di atas usia 17 tahun. Data diproses dengan Partial Least Squares (PLS). Hasil Studi ini menunjukkan bahwa nilai-nilai belanja hedonistik dan utilitarian memiliki efek positif untuk konsumsi mode berkelanjutan dan hanya religiositas intrapersonal yang memiliki efek positif pada konsumsi mode berkelanjutan. Adapun efek moderasi, hanya religiusitas intrapersonal mengurangi efek nilai belanja hedonistik pada konsumsi mode berkelanjutan."