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"Pandemi Covid-19 telah melanda Indonesia bahkan dunia selama setahun ini dan diperkirakan masih berlangsung di 2021. Pandemi ini sangat berdampak pada kehidupan manusia terkait pola kerja dan keseharian masyarakat yang lebih banyak beraktivitas dirumah. Ini tentunya berdampak pada usaha UMKM yang terbiasa berjualan secara offline terutama untuk usaha kuliner dan fashion yang berada di daerah pariwisata. Langkah pemerintah untuk UMKM beralih ke e-commerce khususnya marketplace juga masih menemui banyak tantangan. Tingginya tingkat kegagalan yang dialami pelaku usaha untuk berjualan e-commerce juga tinggi. Untuk itu, penelitian ini dilakukan dengan tujuan untuk mencari hambatan yang menjadi tantangan pelaku usaha kuliner dan fashion dalam mengadopsi e-commerce khususnya e-Marketplace. Model penelitian yang diterapkan mengadaptasi konsep Innovation Resistance Theory (IRT) dan tambahan hambatan lainnya. Penyebaran kuesioner dilakukan kepada para pelaku UMKM sektor kuliner dan fashion. Sebanyak 214 data berhasil diolah untuk kemudian dianalisis dengan teknik olah data Covariance-Based Structural Equation Modeling (CB-SEM). Hasil analisis data menemukan bahwa keempat faktor yakni biaya, risiko, tradisi, dan regulasi menjadi hambatan yang mempengaruhi adopsi e-Marketplace pada sektor kuliner dan fashion. Dengan mengetahui hambatan yang mempengaruhi tersebut dapat dijadikan sebagai dasar bagi UMKM agar lebih siap menghadapi era digital.

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The Covid-19 pandemic has hit Indonesia and even the world for this year and is expected to continue in 2021. This pandemic has had a major impact on human life related to the work patterns and daily life of people who are more active at home. This of course has an impact on MSME businesses that are accustomed to selling offline, especially for culinary and fashion businesses located in tourism areas. The government's move for MSMEs to switch to e-commerce, especially the marketplace, also still faces many challenges. The high level of failure experienced by business actors to sell e-commerce is also high. For this reason, this research was conducted with the aim of finding obstacles that are a challenge for culinary and fashion business actors in adopting e-commerce, especially e-Marketplace. The research model applied adapts the concept of Innovation Resistance Theory (IRT) and other additional barriers. Questionnaires were distributed to SMEs in the culinary and fashion sectors. A total of 214 data were successfully processed and then analyzed using the Covariance-Based Structural Equation Modeling (CB-SEM) data processing technique. The results of data analysis found that the four factors, namely cost, risk, tradition, and regulation, became obstacles that affected the adoption of e-Marketplace in the culinary and fashion sectors. By knowing the obstacles that influence these, it can be used as a basis for MSMEs to be better prepared to face the digital era."

"Pandemi Covid-19 telah melanda Indonesia bahkan dunia selama setahun ini dan diperkirakan masih berlangsung di 2021. Pandemi ini sangat berdampak pada kehidupan manusia terkait pola kerja dan keseharian masyarakat yang lebih banyak beraktivitas dirumah. Ini tentunya berdampak pada usaha UMKM yang terbiasa berjualan secara offline terutama untuk usaha kuliner dan fashion yang berada di daerah pariwisata. Langkah pemerintah untuk UMKM beralih ke e-commerce khususnya marketplace juga masih menemui banyak tantangan. Tingginya tingkat kegagalan yang dialami pelaku usaha untuk berjualan e-commerce juga tinggi. Untuk itu, penelitian ini dilakukan dengan tujuan untuk mencari hambatan yang menjadi tantangan pelaku usaha kuliner dan fashion dalam mengadopsi e-commerce khususnya e-Marketplace. Model penelitian yang diterapkan mengadaptasi konsep Innovation Resistance Theory (IRT) dan tambahan hambatan lainnya. Penyebaran kuesioner dilakukan kepada para pelaku UMKM sektor kuliner dan fashion. Sebanyak 214 data berhasil diolah untuk kemudian dianalisis dengan teknik olah data Covariance-Based Structural Equation Modeling (CB-SEM). Hasil analisis data menemukan bahwa keempat faktor yakni biaya, risiko, tradisi, dan regulasi menjadi hambatan yang mempengaruhi adopsi e-Marketplace pada sektor kuliner dan fashion. Dengan mengetahui hambatan yang mempengaruhi tersebut dapat dijadikan sebagai dasar bagi UMKM agar lebih siap menghadapi era digital.

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The Covid-19 pandemic has hit Indonesia and even the world for this year and is expected to continue in 2021. This pandemic has had a major impact on human life related to the work patterns and daily life of people who are more active at home. This of course has an impact on MSME businesses that are accustomed to selling offline, especially for culinary and fashion businesses located in tourism areas. The government's move for MSMEs to switch to e-commerce, especially the marketplace, also still faces many challenges. The high level of failure experienced by business actors to sell e-commerce is also high. For this reason, this research was conducted with the aim of finding obstacles that are a challenge for culinary and fashion business actors in adopting e-commerce, especially e-Marketplace. The research model applied adapts the concept of Innovation Resistance Theory (IRT) and other additional barriers. Questionnaires were distributed to SMEs in the culinary and fashion sectors. A total of 214 data were successfully processed and then analyzed using the Covariance-Based Structural Equation Modeling (CB-SEM) data processing technique. The results of data analysis found that the four factors, namely cost, risk, tradition, and regulation, became obstacles that affected the adoption of e-Marketplace in the culinary and fashion sectors. By knowing the obstacles that influence these, it can be used as a basis for MSMEs to be better prepared to face the digital era."

"Era digitalisasi mengubah pola konsumen masyarakat ke arah digital yang mendorong pertumbuhan ekosistem digital antara bank digital dan platform e-commerce. Kolaborasi ini memungkinkan pengguna untuk melakukan transaksi secara seamless, meningkatkan kenyamanan dan efisiensi dalam bertransaksi. Meskipun penggunaannya semakin meningkat, memastikan pengguna terus menggunakan layanan ini (reuse intention) tetap menjadi tantangan. Penelitian ini bertujuan untuk menganalisis pengaruh pengalaman dan kepuasan pengguna terhadap niat untuk menggunakan kembali (reuse intention) layanan bank digital yang terintegrasi dengan e-commerce. Pengumpulan data dilakukan dengan melalui survei terhadap 616 responden dan wawancara terhadap 30 narasumber. Pengolahan data kuantitatif menggunakan metode covariance-based structural equation modeling (CB-SEM), sedangkan pengolahan data kualitatif menggunakan metode content analysis. Hasil penelitian menunjukkan bahwa perceived ease of use, perceived usefulness, perceived reliability, perceived value, dan perceived risk berpengaruh signifikan terhadap pengalaman pengguna, sedangkan perceived security tidak memengaruhi pengalaman pengguna. Selanjutnya pengalaman pengguna berpengaruh signifikan terhadap kepuasan pengguna, yang pada gilirannya memengaruhi niat untuk menggunakan kembali layanan bank digital. Temuan ini diharapkan dapat membantu bank digital dan platform e-commerce dalam merancang strategi yang efektif untuk meningkatkan kepuasan pengguna yang akhirnya dapat memengaruhi niat pengguna untuk menggunakan kembali layanan integrasi bank digital dan e-commerce sebagai metode pembayaran.

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The digital era is transforming consumer behavior towards digital platforms, driving the growth of the digital ecosystem between digital banks and e-commerce platforms. This collaboration allows users to conduct transactions seamlessly, enhancing convenience and efficiency. Despite the increasing usage, ensuring continuous use (reuse intention) remains a challenge. This study aims to analyze the influence of user experience and satisfaction on the reuse intention of integrated digital bank and e-commerce services. Data collection was conducted through surveys of 616 respondents and interviews with 30 participants. Quantitative data was processed using the covariance-based structural equation modeling (CB-SEM) method, while qualitative data was analyzed using content analysis. The results of the study show that perceived ease of use, perceived usefulness, perceived reliability, perceived value, and perceived risk significantly affect user experience, while perceived security does not influence user experience. Furthermore, user experience significantly impacts user satisfaction, which in turn affects the intention to reuse digital banking services. These findings are expected to assist digital banks and e-commerce platforms in designing effective strategies to enhance user satisfaction, ultimately influencing the intention to reuse the integrated digital bank and e-commerce services as a payment method."

"Usaha Mikro, Kecil dan Menengah (UMKM) memegang peranan penting dalam perekonomian Indonesia. E-commerce dapat memberikan keunggulan kompetitif bagi UMKM dan diproyeksi akan menjadi kontributor terbesar ekonomi digital Indonesia di tahun 2030, namun baru 22% UMKM Indonesia yang mengadopsi e-commerce. Penelitian ini menyelidiki faktor-faktor yang mempengaruhi adopsi e-commerce pada UMKM Indonesia khususnya di industri ritel dan memilih strategi adopsi e-commerce terbaik dengan menggunakan model Decision-Makers, Technological, Organizational, and Environmental (DTOE) dan teori Diffusion of Innovation (DOI). Hasil diolah menggunakan metode Decision Making Trial and Evaluation Laboratory (DEMATEL) berbasis Analytic Network Process (ANP) untuk melihat pengaruh dan prioritas antar faktor. Strategi adopsi e-commerce direkomendasikan berdasarkan hasil penelitian menggunakan metode Complex Proportional Assessment (COPRAS). Hasil dari penelitian ini menunjukkan bahwa faktor Pengetahuan IT Pengambil Keputusan, Sikap Pengambil Keputusan Terhadap Inovasi dan Kompleksitas merupakan faktor penting dalam rangka adopsi teknologi e-commerce, sedangkan pengembangan atau pelatihan keterampilan Information Technology (IT) dan e-commerce merupakan prioritas strategi dalam rangka meningkatkan adopsi teknologi e-commerce di UMKM ritel.

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Micro, Small, and Medium Enterprises (MSMEs) play a crucial role to Indonesia’s economy. E-commerce can help MSMEs gain competitive advantage and is expected to be the largest contributor to Indonesia's digital economy by 2030, but only 22% of MSMEs in Indonesia have adopted e-commerce. The aim of this study is to investigate the criteria that influence e-commerce adoption in Indonesian MSMEs, particularly in the retail industry and select the best e-commerce adoption strategy using the Decision-Makers, Technological, Organizational, and Environmental (DTOE) model and the Diffusion of Innovation (DOI) theory. The influence and priorities between criteria were calculated using the Decision Making Trial and Evaluation Laboratory (DEMATEL) based Analytic Network Process (ANP) method, and an e-commerce adoption strategy was selected using the Complex Proportional Assessment (COPRAS) method. The findings of this study indicate that Decision Maker’s IT Knowledge, Decision Maker's Attitude Towards Innovation, and Complexity are important criteria in the context of adopting e-commerce technology in retail MSMEs while the development or training of Information Technology (IT) and e-commerce skills was identified as the best strategy to increase adoption of e-commerce technology in retail MSMEs."

"Augmented Reality (AR) merupakan teknologi interaktif yang dimanfaatkan pada e-commerce karena memberikan informasi visualisasi produk yang membuat proses belanja online lebih efektif. Pengimplementasiannya mampu mempengaruhi niat beli konsumen setelah merasakan pengalaman berbelanja interaktif. Perlu dilakukan analisis pengaruh pengimplementasian teknologi AR pada e-commerce pada produk kategori fashion kacamata terhadap minat beli konsumen menggunakan website optik seis yaitu e-commerce yang telah mengadopsi AR menggunakan pendekatan kuantitatif dan kualitatif. Model penelitian menggunakan modifikasi cognition-affect-conation (C-A-C) framework, penggunaan PLS-SEM dan MANOVA dalam pengolahan data kuantitatif, serta thematic analysis dalam pengolahan data kualitatif. Jumlah responden valid dan digunakan dalam pengolahan data kuantitatif sebanyak 272 responden. Hasil penelitian menemukan terdapat 4 faktor yang mempengaruhi minat beli konsumen dalam berbelanja menggunakan fitur AR virtual try-on pada e-commerce yaitu, Product Informativeness, Perceived Usefulness, Attitude, dan Satisfaction yang berpengaruh signifikan terhadap Purchase Intention. Namun, terdapat 2 faktor yang tidak terbukti mendukung Attitude secara signifikan yaitu, Experiential Value dan Ease of Use. Terdapat peningkatan signifikan pada minat beli konsumen setelah berbelanja menggunakan fitur AR virtual try-on di e-commerce dibandingkan sebelumnya. Hasil penelitian diharapkan menjadi acuan pengembang teknologi AR melalui implementasinya pada e-commerce dan penyedia layanan e-commerce mampu memberikan pengalaman baru interaktif bagi konsumen melalui fitur AR virtual try-on.

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Augmented Reality (AR) is an interactive technology used in e-commerce because it can provide visual product information that makes the online shopping process more effective. It can affect consumer purchase intentions after experiencing an interactive shopping experience. It is necessary to analyze the effect of implementing AR in e-commerce, in fashion glasses category products, on consumer purchase intention using Optik Seis website using quantitative and qualitative approaches. The research model will use a modified cognition-affect-conation (C-A-C) framework and processing data will use PLS-SEM, MANOVA, and thematic analysis. The number of valid respondents used was 272 respondents. The results found there are 4 factors that influence consumer buying interest in shopping using the AR in e-commerce, namely Product Informativeness, Perceived Effectiveness, Attitude, and Satisfaction that significantly affect Purchase Intention. However, Experiential Value and Ease of Use are not proven to significantly support Attitude. There is a significant increase in consumer buying interest after shopping using AR virtual try-on in e-commerce compared to before. The research results are expected to be a reference for AR technology developers through its implementation in e-commerce and e-commerce service providers being able to provide new interactive experiences for consumers through the AR virtual try-on feature."

"Augmented Reality (AR) merupakan teknologi interaktif yang dimanfaatkan pada e-commerce karena memberikan informasi visualisasi produk yang membuat proses belanja online lebih efektif. Pengimplementasiannya mampu mempengaruhi niat beli konsumen setelah merasakan pengalaman berbelanja interaktif. Perlu dilakukan analisis pengaruh pengimplementasian teknologi AR pada e-commerce pada produk kategori fashion kacamata terhadap minat beli konsumen menggunakan website optik seis yaitu e-commerce yang telah mengadopsi AR menggunakan pendekatan kuantitatif dan kualitatif. Model penelitian menggunakan modifikasi cognition-affect-conation (C-A-C) framework, penggunaan PLS-SEM dan MANOVA dalam pengolahan data kuantitatif, serta thematic analysis dalam pengolahan data kualitatif. Jumlah responden valid dan digunakan dalam pengolahan data kuantitatif sebanyak 272 responden. Hasil penelitian menemukan terdapat 4 faktor yang mempengaruhi minat beli konsumen dalam berbelanja menggunakan fitur AR virtual try-on pada e-commerce yaitu, Product Informativeness, Perceived Usefulness, Attitude, dan Satisfaction yang berpengaruh signifikan terhadap Purchase Intention. Namun, terdapat 2 faktor yang tidak terbukti mendukung Attitude secara signifikan yaitu, Experiential Value dan Ease of Use. Terdapat peningkatan signifikan pada minat beli konsumen setelah berbelanja menggunakan fitur AR virtual try-on di e-commerce dibandingkan sebelumnya. Hasil penelitian diharapkan menjadi acuan pengembang teknologi AR melalui implementasinya pada e-commerce dan penyedia layanan e-commerce mampu memberikan pengalaman baru interaktif bagi konsumen melalui fitur AR virtual try-on.

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Augmented Reality (AR) is an interactive technology used in e-commerce because it can provide visual product information that makes the online shopping process more effective. It can affect consumer purchase intentions after experiencing an interactive shopping experience. It is necessary to analyze the effect of implementing AR in e-commerce, in fashion glasses category products, on consumer purchase intention using Optik Seis website using quantitative and qualitative approaches. The research model will use a modified cognition-affect-conation (C-A-C) framework and processing data will use PLS-SEM, MANOVA, and thematic analysis. The number of valid respondents used was 272 respondents. The results found there are 4 factors that influence consumer buying interest in shopping using the AR in e-commerce, namely Product Informativeness, Perceived Effectiveness, Attitude, and Satisfaction that significantly affect Purchase Intention. However, Experiential Value and Ease of Use are not proven to significantly support Attitude. There is a significant increase in consumer buying interest after shopping using AR virtual try-on in e-commerce compared to before. The research results are expected to be a reference for AR technology developers through its implementation in e-commerce and e-commerce service providers being able to provide new interactive experiences for consumers through the AR virtual try-on feature."

"Industri e-commerce di Indonesia itu sangat prospektif di masa yang akan datang dengan melihat pertumbuhan dan besarnya kelas menengah di Indonesia. Selain itu peningkatan kepemilikan perangkat teknologi informasi (gadget), serta akses terhadap internet dan juga perilaku belanja online. Sejumlah perusahaan e-commerce rintisan (startup) yang didirikan anak muda Indonesia telah berhasil diterima pasar, bahkan beberapa perusahaan dalam waktu singkat nilai valuasi bisnisnya meningkat berpuluh kali lipat. Tesis ini mengambil studi kasus keberhasilan empat rintisan e-commerce fashion lokal, Berrybenka.Com, HijUp.Com, BelowCepek.Com, dan Saqina.Com, serta e-commerce ritel Bilna.Com. Perusahaan-perusahaan e-commerce tersebut telah menjadi banyak liputan media dan merupakan contoh rintisan bisnis e-commerce pemula yang dapat menjadi benchmark keberhasilan e-commerce lokal. Hasil penelitian menunjukan bahwa terdapat faktor-faktor potensial penentu keberhasilan dari perusahaan rintisan e-commerce yang baru berkembang di Indonesia. Kemudian teridentifikasi sumber potensial, serta model dan peta prediktif strategi penciptaan nilai (value creation strategies) dari perusahaan rintisan e-commerce yang berhasil di Indonesia. Penelitian menggunakan metode SODA (Strategic Options Development & Analysis).

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E-commerce industry in Indonesia is very prospective for the future this is evident from growth and the size of the middle class in Indonesia, ownership of gadgets or information technology devices, and access to the internet and online shopping behavior. A number of pioneering e-commerce company founded Indonesian youth have been successfully received by the market, even some companies in a short time his business valuations increased tenfold.

This thesis took four case studies of successful e-commerce local fashion, i.e. Berrybenka.Com, HijUp.Com, BelowCepek.Com, and Saqina.Com, as well as e-commerce and online media retail Bilna.Com. The companies e-commerce has become a lot of media coverage and is a pioneering example of the business starters to be the benchmark of success of e-commerce locally.

The results showed that there are factors in the success of the company's pioneering e-commerce emerging in Indonesia. Namely sources, models, and maps value creation strategy (value creation strategies) of the company's pioneering e-commerce in Indonesia. Research using SODA (Strategic Options Development and Analysis) Method."

"[ABSTRAKPromosi penjualan biasanya digunakan oleh perusahaan untuk merangsang perilaku pembelian konsumen terhadap produk atau jasa. Tujuan penelitian ini adalah untuk menjelaskan bagaimana pengaruh promosi penjualan dalam bentuk online discount pricing terhadap online impulse buying pada produk fashion di Lazada. Penelitian ini menggunakan pendekatan kuantitatif. Sampel dalam penelitian ini adalah 100 orang konsumen dengan syarat telah mengakses situs dan membeli produk fashion tanpa perencanaan sebelumnya di Lazada dengan menggunakan metode non-probability sampling serta teknik purposive. Instrumen penelitian ini menggunakan kuisioner dan dianalisis menggunakan simple regression. Hasil dari penelitian ini menunjukkan bahwa promosi penjualan dalam bentuk online discount pricing memiliki pengaruh yang signifikan terhadap online impulse buying. Promosi penjualan dalam bentuk online discount pricing mempengaruhi online impulse buying sebesar 28.5% dan sisanya sebesar 71.5% dipengaruhi oleh faktor lainABSTRACTSales promotion are generally used by companies to stimulate consumer buying behavior of a product or service. The objective of this research is to analyze how the effect of sales promotion in the form of online discount pricing toward online impulse buying on fashion product in Lazada. This research applied quantitative approach. The sample of this research are 100 fashion products consumers in Lazada provided that have purchased a product without prior planning and collected using non-probability sampling with purposive technique. This research used questionnaire as research instrument and analyzed with simple regression. The result of this research indicate that sales promotion in the form of online discount pricing have a significant effect toward online impulse buying. Sales promotion in the form online discount pricing effect online impulse buying equal to 28.5% an residue equal to 71.5% effected by some other factors. ;Sales promotion are generally used by companies to stimulate consumer buying behavior of a product or service. The objective of this research is to analyze how the effect of sales promotion in the form of online discount pricing toward online impulse buying on fashion product in Lazada. This research applied quantitative approach. The sample of this research are 100 fashion products consumers in Lazada provided that have purchased a product without prior planning and collected using non-probability sampling with purposive technique. This research used questionnaire as research instrument and analyzed with simple regression. The result of this research indicate that sales promotion in the form of online discount pricing have a significant effect toward online impulse buying. Sales promotion in the form online discount pricing effect online impulse buying equal to 28.5% an residue equal to 71.5% effected by some other factors. , Sales promotion are generally used by companies to stimulate consumer buying behavior of a product or service. The objective of this research is to analyze how the effect of sales promotion in the form of online discount pricing toward online impulse buying on fashion product in Lazada. This research applied quantitative approach. The sample of this research are 100 fashion products consumers in Lazada provided that have purchased a product without prior planning and collected using non-probability sampling with purposive technique. This research used questionnaire as research instrument and analyzed with simple regression. The result of this research indicate that sales promotion in the form of online discount pricing have a significant effect toward online impulse buying. Sales promotion in the form online discount pricing effect online impulse buying equal to 28.5% an residue equal to 71.5% effected by some other factors. ]"

"Dalam memenuhi misi Kemenkop UKM untuk mencapai 30 juta atau 46,8% UMKM di Indonesia telah terdigitalisasi pada 2024, penggunaan aplikasi mobile commerce, terutama online-to-offline (O2O) commerce, pada UMKM di Indonesia dapat menjadi salah satu cara untuk mendorong hal tersebut. Saat ini penggunaan aplikasi O2O masih cukup rendah dengan tercatat pengguna Mitra Bukalapak, sebagai pemimpin pasar dengan tingkat penetrasi pasar sebesar 42%, hanyalah 13.5% dari 64 juta UMKM di Indonesia. Oleh karena itu, penelitian ini bertujuan untuk menganalisis faktor apa saja yang memengaruhi intensi penggunaan terhadap aplikasi O2O pada UMKM di Indonesia. Penelitian ini menggunakan dua teori, yaitu technology acceptance model (TAM) sebagai teori yang merepresentasikan penerimaan dari sisi teknologi, serta perceived value theory sebagai teori yang merepresentasikan dari sisi keuntungan dan kerugian pengguna yang dapat memengaruhi intensi penggunaan aplikasi O2O. Penelitian ini dilakukan terhadap 362 responden dan dianalisis menggunakan metode partial least square structural equation model (PLS-SEM) dengan aplikasi SmartPLS 4. Penelitian ini juga menganalisis data secara multigroup dengan kelompok yang sudah menggunakan aplikasi O2O dan yang belum pernah menggunakannya untuk mengetahui perbedaan antar kelompoknya. Pada penelitian ini ditemukan adanya pengaruh signifikan dari seluruh faktor TAM (perceived ease of use, perceived usefulness, dan attitude toward using) dan perceived value theory terhadap usage intention. Selain itu, physical experience dan integration of online and offline information sebagai fitur utama pada O2O commerce juga berpengaruh signifikan atas TAM dan perceived value theory. Penelitian ini diharapkan dapat memberikan kontribusi bagi penyedia layanan aplikasi O2O untuk mengevaluasi layanan dan membantu meningkatkan pemanfaatan aplikasi tersebut demi mencapai 30 juta UMKM terdigitalisasi di Indonesia pada 2024.

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In order to fulfill Kemenkop UKM mission to reach 30 million or 46,8% of digitalized SMEs in Indonesia, the utilization of mobile commerce applications, especially online-to-offline (O2O) commerce, on SMEs in Indonesia can be a way to drive the mission. As of today, the utilization of O2O applications is still low considering Mitra Bukalapak user as the market leader with 42% market penetration only having 13.5% from 64 million SMEs. Therefore, this research aims to analyze what are the factors influencing the usage intention of O2O mobile commerce application on SMEs in Indonesia. This study uses two theories – Technology Acceptance Model (TAM) as a theory that represents the technological adoption factor, and the perceived value theory which represents the benefit and loss from using the technology that can affect the user’s usage intention. This research was conducted on 362 respondents and analyzed with a partial least square structural equation model (PLS-SEM) method with SmartPLS 4. This research also conducts multigroup analysis between the respondents that have already used the O2O application and those who have not. In this study, it was found that there was a significant effect from every factor from TAM (perceived ease of use, perceived usefulness, and attitude toward using) and perceived value theory on usage intention. Other than that, physical experience and integration of online and offline information as main features from O2O application also significantly affect TAM and perceived value theory. This research is expected to contribute to O2O application service providers to evaluate services and boost the technology utilization to drive 30 million digitalized SMEs in Indonesia in 2024."

"Dalam memenuhi misi Kemenkop UKM untuk mencapai 30 juta atau 46,8% UMKM di Indonesia telah terdigitalisasi pada 2024, penggunaan aplikasi mobile commerce, terutama online-to-offline (O2O) commerce, pada UMKM di Indonesia dapat menjadi salah satu cara untuk mendorong hal tersebut. Saat ini penggunaan aplikasi O2O masih cukup rendah dengan tercatat pengguna Mitra Bukalapak, sebagai pemimpin pasar dengan tingkat penetrasi pasar sebesar 42%, hanyalah 13.5% dari 64 juta UMKM di Indonesia. Oleh karena itu, penelitian ini bertujuan untuk menganalisis faktor apa saja yang memengaruhi intensi penggunaan terhadap aplikasi O2O pada UMKM di Indonesia. Penelitian ini menggunakan dua teori, yaitu technology acceptance model (TAM) sebagai teori yang merepresentasikan penerimaan dari sisi teknologi, serta perceived value theory sebagai teori yang merepresentasikan dari sisi keuntungan dan kerugian pengguna yang dapat memengaruhi intensi penggunaan aplikasi O2O. Penelitian ini dilakukan terhadap 362 responden dan dianalisis menggunakan metode partial least square structural equation model (PLS-SEM) dengan aplikasi SmartPLS 4. Penelitian ini juga menganalisis data secara multigroup dengan kelompok yang sudah menggunakan aplikasi O2O dan yang belum pernah menggunakannya untuk mengetahui perbedaan antar kelompoknya. Pada penelitian ini ditemukan adanya pengaruh signifikan dari seluruh faktor TAM (perceived ease of use, perceived usefulness, dan attitude toward using) dan perceived value theory terhadap usage intention. Selain itu, physical experience dan integration of online and offline information sebagai fitur utama pada O2O commerce juga berpengaruh signifikan atas TAM dan perceived value theory. Penelitian ini diharapkan dapat memberikan kontribusi bagi penyedia layanan aplikasi O2O untuk mengevaluasi layanan dan membantu meningkatkan pemanfaatan aplikasi tersebut demi mencapai 30 juta UMKM terdigitalisasi di Indonesia pada 2024.

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In order to fulfill Kemenkop UKM mission to reach 30 million or 46,8% of digitalized SMEs in Indonesia, the utilization of mobile commerce applications, especially online-to-offline (O2O) commerce, on SMEs in Indonesia can be a way to drive the mission. As of today, the utilization of O2O applications is still low considering Mitra Bukalapak user as the market leader with 42% market penetration only having 13.5% from 64 million SMEs. Therefore, this research aims to analyze what are the factors influencing the usage intention of O2O mobile commerce application on SMEs in Indonesia. This study uses two theories – Technology Acceptance Model (TAM) as a theory that represents the technological adoption factor, and the perceived value theory which represents the benefit and loss from using the technology that can affect the user’s usage intention. This research was conducted on 362 respondents and analyzed with a partial least square structural equation model (PLS-SEM) method with SmartPLS 4. This research also conducts multigroup analysis between the respondents that have already used the O2O application and those who have not. In this study, it was found that there was a significant effect from every factor from TAM (perceived ease of use, perceived usefulness, and attitude toward using) and perceived value theory on usage intention. Other than that, physical experience and integration of online and offline information as main features from O2O application also significantly affect TAM and perceived value theory. This research is expected to contribute to O2O application service providers to evaluate services and boost the technology utilization to drive 30 million digitalized SMEs in Indonesia in 2024."