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"ABSTRACTOld-Age Insurance (JHT), which is intended for workers entering the old age, is now widely claimed when workers are still in their early age discussing the implementation of the policy on benefits of Old Age Insurance (JHT) in Indonesia. This study discusses the implementation of policies on benefits of Old Age Insurance (JHT) in Indonesia. JHT is a program in the form of giving cash when participants enter retirement age. In its implementation, there are several obstacles, namely many participants who took the benefits of JHT at a young age. This has led to a shift in the philosophy of JHT as well as the existence of companies that register good programs, wages and labor. The purpose of this study is to analyze the implementation of the JHT benefit policy in Indonesia and what determines the success of implementing the JHT benefit policy. This study used a descriptive qualitative approach with data collection techniques through in-depth interviews and literature studies. In-depth interviews were conducted with several informants including the government, BPJS Employment, participants and employers as well as NGOs. The results of this study, namely the implementation of the JHT benefit policy in Indonesia goes well despite disharmony of regulations and the successful implementation of the JHT benefit policy in Indonesia is strongly influenced by various things including the content and context of the policy itself and compliance with implementers and factual sociological conditions of the community. The conclusion is that implementation is going well even though it still faces both regulatory and compliance constraints, so it needs to be revised PP 60 in 2015, the existence of unemployment benefits so that it does not interfere with JHT and innovative performance is needed from BPJS Ketenagakerjaan."

"Penelitian ini membahas mengenai implementasi kebijakan manfaat Jaminan Hari Tua (JHT) di Indonesia. JHT merupakan program berupa pemberian uang tunai ketika peserta memasuki usia pensiun. Dalam implementasinya, terdapat beberapa kendala yakni banyak peserta yang mengambil manfaat JHT pada usia muda. Hal ini menyebabkan adanya pergeseran filosofi JHT serta adanya perusahaan yang mendaftarkan sebagain baik program, upah dan tenaga kerjanya. Tujuan dari penelitian ini ialah untuk menganalisis implementasi kebijakan manfaat JHT di Indonesia dan hal yang menentukan keberhasilan implementasi kebijakan manfaat JHT tersebut. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan teknik pengumpulan data melalui wawancara mendalam dan studi literature. Wawancara mendalam dilakukan terhadap beberapa informan mencakup pihak pemerintah, BPJS Ketenagakerjaan, peserta dan pemberi kerja serta LSM. Hasil dari penelitian ini yakni impementasi kebijakan manfaat JHT di Indonesia berjalan dengan baik walaupun terjadi disharmoni regulasi dan keberhasilan implementasi kebijakan manfaat JHT di Indonesia sangat dipengaruhi oleh berbagai hal diantaranya meliputi konten dan konteks dari kebijakan itu sendiri serta kepatuhan dari implementator dan faktual akan kondisi sosiologis masyarakat. Kesimpulannya ialah implementasi berjalan dengan baik walaupun masih menghadapi kendala baik regulasi maupun kepatuhan sehingga perlu dilakukan revisi PP 60 tahun 2015, adanya unemployement benefit sehingga tidak mengganggu JHT dan diperlukan kinerja yang inovatif dari BPJS Ketenagakerjaan.

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This study discusses the implementation of policies on benefits of Old Age Insurance (JHT) in Indonesia. JHT is a program in the form of giving cash when participants enter retirement age. In its implementation, there are several obstacles, namely many participants who took the benefits of JHT at a young age. This has led to a shift in the philosophy of JHT as well as the existence of companies that register good programs, wages and labor.

The purpose of this study is to analyze the implementation of the JHT benefit policy in Indonesia and what determines the success of implementing the JHT benefit policy. This study used a descriptive qualitative approach with data collection techniques through in-depth interviews and literature studies. In-depth interviews were conducted with several informants including the government, Employment BPJS, participants and employers as well as NGOs.

The results of this study are that the implementation of JHT benefit policies in Indonesia goes well even though there is disharmony in regulation and the successful implementation of JHT benefit policies in Indonesia is strongly influenced by various things including the content and context of the policy itself and the implementer`s compliance and factual sociological conditions.

The conclusion is that implementation is going well even though it still faces both regulatory and compliance constraints so it needs to be revised PP 60 in 2015, the existence of unemployement benefits so that it does not interfere with JHT and innovative performance is needed from BPJS Ketenagakerjaan. "

"ABSTRAKSkripsi ini membahas tentang program Jaminan Hari Tua bagi tenaga kerja yangdiselenggarakan oleh PT Jamsostek (Persero), PT Taspen (Persero) dan PTASABRI (Persero) serta meninjau secara yuridis penyelenggaraan Jaminan HariTua pasca diberlakukannya Undang-Undang Nomor 24 Tahun 2011 tentangBadan Penyelenggara Jaminan Sosial. Penelitian ini adalah penelitian kualitatifdengan pendekatan yuridis normatif serta bersifat eksplanatoris analitis. Hasil daripenelitian adalah program Jaminan Hari Tua wajib dilaksanakan oleh tenaga kerjadi sektor formal dan informal, transformasi BPJS Ketenagakerjaan hanyamempengaruhi manajemen saja, tidak ada perubahan yang signifikan padamekanisme serta perlindungan untuk peserta Jaminan Hari Tua.

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ABSTRACTThe focus of this study is security program for the old age of labor organized byPT Jamsostek (Persero), PT TASPEN (Persero) and PT ASABRI (Persero) as wellas to review the implementation of the guarantee legally days after the enactmentof Act No. 24 of 2011 on the organizers of social security (BPJS). This research isqualitative with the approach of juridical normative. The results of the research isold age benefit program must be implemented by labor in the formal and informalsector. The transformation of BPJS only affecting the management, there are nosignificant changes in the mechanisms and safeguards for participants of theguarantee of the old age."

"Tesis ini membahas tentang perlindungan hukum bagi pemegang polis asuransi tunjangan dan jaminan hari tua oleh perusahaan asuransi yang gagal bayar serta bentuk tanggung jawab jiwasraya kepada para pemegang polis akibat gagal nya jiwasraya memenuhi kewajiban nya dalam polis. Tesis ini menggunakan metode penelitian yuridis normatif dengan menggunakan bahan penelitian berupa bahan kepustakaan dan peraturan perundang-undangan yang terkait. Pada penelitian ini ditemukan bahwa belum ada pengaturan maupun mekanisme khusus terkait perlindungan dan jaminan yang diberikan kepada para pemegang polis ketika perusahaan penanggung mengalami kegagalan bayar. Jiwasraya sebagai penanggung bersama dengan telah memberikan perlindungan hukum represif berupa melakukan restrukturisasi polis dengan mengalihkan polis kepada perusahaan asuransi lainnya sebagai upaya penyelamatan manfaat polis. Perlu ada pengaturan khusus terkait adanya lembaga penjamin polis demi memberikan kepastian dan perlindugan bagi para pemegang polis.

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This thesis discusses legal protection for insurance Policy Holders, Allowance and Old Days Guarantee by insurance companies that fail to pay and Jiwasraya’s form of responsibility to policyholders due to Jiwasraya’s failure to fulfill his obligations. This thesis uses normative juridical research methods that use research materials in the form of literature and related laws and regulations. In this research, there are no specific laws and regulations which giving protection for policy holders when insurance companies fail to pay his obligations. Jiwasraya as an insurer with government has giving repressive legal protection with policy restructurisations to save the benefits of the police. There is a need for special regulations about policy guarantee institution to provide legal certainty and also protection for policy holders."

"The National Health Insurance (NHI) Program was implemented in Indonesia on January 1st 2014. This program definitely brings some changes into managerialaspect in public health center (PHC). This study aimed to determine an impact of NHI policy in the implementation of health promotion programs at PHCin South Tangerang City, Indonesia. This study was conducted using qualitative method during February and March 2016. The impact of NHI is seen on policy,budget, equipment, human resource and implementation of health promotion program. With purposive sampling method, six policy makers, eight serviceproviders and eight service users were selected for in-depth interview. 17 documents were analyzed. Observation was conducted at four selected PHC’s.Data analysis used thematic content analysis. There was no difference of PHC’s functions before and after NHI period. Budget expended for health promotionprograms increased after NHI was implemented which could represent an opportunity for PHC to innovate, procure materials and implement better healthpromotion programs. Capitation budget which could be used for executing health promotion program and some recently implemented health promotion programsin the NHI era evidences that NHI policy has a positive impact on the implementation of health promotion programs at PHC.Jaminan Kesehatan Nasional (JKN) telah diimplementasikan di Indonesia pada 1 Januari 2014. Hal tersebut membawa beberapa perubahan pada aspekmanajerial pada pusat kesehatan masyarakat (puskesmas). Penelitian ini bertujuan untuk mengidentifikasi dampak dari kebijakan JKN terhadap implementasiprogram promosi kesehatan di puskesmas di Kota Tangerang Selatan, Indonesia. Penelitian menggunakan metode kualitatif. Data dikumpulkan padaFebruari – Maret 2016. Dampak program dilihat dalam hal kebijakan, pendanaan, fasilitas, sumber daya manusia dan pelaksanaan program promosi kesehatan.Dengan menggunakan metode purposive sampling, enam pengambil kebijakan, delapan pemberi layanan dan delapan penerima layanan diambil sebagaiinforman dalam penelitian ini. Pada analisis dokumen, 17 dokumen telah dianalisis. Observasi dilakukan dengan melihat kegiatan yang dilakukan diempat puskesmas. Analisis data menggunakan analisis konten tematik. Tidak terdapat perbedaan dari fungsi puskesmas sebelum dan setelah adanya JKN.Dana yang digunakan untuk kegiatan promosi kesehatan telah mengalami peningkatan setelah implementasi kebijakan JKN dimana dana tersebut dapat digunakanuntuk berinovasi, memberi peralatan dan melakukan promosi kesehatan dengan lebih baik. Dana kapitasi yang dapat digunakan untuk melaksanakanprogram promosi kesehatan dan beberapa kegiatan promosi kesehatan yang baru dilaksanakan pada saat era JKN menjadi bukti bahwa kebijakan JKN memilikidampak positif terhadap pelaksanaan program promosi kesehatan di puskesmas"

"Indonesia is experiencing deficit in tax revenues due to relatively low tax compliance rate. To overcome this issue, the Government introduces tax amnesty policy. This tudy discusses tax amnesty policy which has been applied several times to expand the taxatwn base and increase voluntary tax compliance in Indonesia. The approach used is qualitative study using field and literaure studies. In applying tax amnesty policy, we need to take into account four supporting factors, namely attractive facility, massive campaign, favorable placement of proceeds of tax amneshJ and good data management. This study seeks to understand the application of tax amnesty policy in a comprehensive manner to expand the taxation base and increase tax revenues in Indonesia."

"Private transfer have important role in economic landscape. Unlike in developed countries, many people in developing countries must depend on financial transfer from their children as main of old-age support. Therefore, transfer from children replaces the function of social security institution that insure elderly to enjoy smoothing consumption over his or her remain lifetime. Therefore, parents finance human capital investment to their children and, in return, children repay their loan by providing support (in form monetary transfer) for their parents. This article aimsto examine the role of level education of children, intensity of contact and geographic proximity on intergenerational transfer, especially income transfer from children, using data from Indonesian Family Life Survey (IFLS). By controlling for any characteristics of children (i.e., age, gender and marital status) and characteristics of parent (activity, parent's education and health status), the results show that education of children has significant and systematic effect on child-to-parent income transfer, i.e: the higher education level, the higher amount of transfer. Additionally, both money transfer and commodity base transfer have significant relationship with parent's regularly activity. To some extent, these findings are consistent with idea that children area the important source of old-age support security, especially in developing countries."