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"Contents : Introduction -- Creating the quiet period -- Financial crises -- Liquidity and secrets -- Credit booms and manias -- The timing of crises -- Economic theory without history -- Debt during crises -- The quiet period and its end -- Moral hazard and too-big-to-fail -- Bank capital -- Fat cats, crisis costs, and the paradox of financial crises -- The panic of 2007-2008 -- The theory and practice of seeing."

"In a world awash in data, information systems help provide structure and access to information. Since libraries build, manage, and maintain information systems, librarians and LIS students are often propelled onto the front lines of interactions between library users and technology. But what do librarians need to know to best meet their patron's needs? What exactly are information systems and how do they work?"

"Road Funds, financed from user charges; have been practiced in many countries in securing morereliable funding for rock The idea of an of budget source of funding is appealing. But they are mosteffective where they form part of a broader strategy to manage roads in a more business-like way on afee-for-service basis: the link between user charges - tariffs for road use ~ and road expenditures,reinforced by user participation in their oversight creates a sense of ownership and puts pressure onroad agencies for greater transparency, accountability, and efficiency. This is in tune with Indonesia 'smoves towards better governance and democratic accountability under decentralization. This paperdiscusses the paradigm shifts that are now taking place and considers them as the rationales behind theattempt to establish a road fund in Indonesia."