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"Masalah risiko kita hadapi di setiap segi kehidupan, tidaklah saja terbatas dalam perasuransian, misalkan risiko kerugian terhadap bahay kebakaran ataupun pencurian atas harta kekayaan yang kita miliki, namun juga risiko dapat timbul pada pelbagai objek investasi, tanpa kecuali investasi di pasar keuangan (financial market). Setiap pemodal sejak awalnya harus memiliki kesadara bahwa setiap investasi mengandung risiko, termasuk dalam hal ini risiko investasi dalam surat berharga pasar modal (SBPM). Oleh karenanya setiap pemodal murni yang akan berkecimpung di pasar modal, wajib memiliki kemampuan untuk dapat menganalisa prospek usaha dan kerja Emiten, di samping menyadari pelbagai macam risiko yang mungkin dihadapinya di kemudian hari sebagaimana wajib diutarakan dalam setiap prospektus perusahaan go public (Emiten) sesuai peraturan perundangan yang berlaku. "

"[ABSTRAKPemerintah Kota Surabaya mempunyai pengaturan tanah yang unik dan tidak dijumpai di kota manapun di Indonesia dengan memberikan Surat Izin Pemakaian Tanah atau sering dikenal dengan ldquo Surat Hijau rdquo yang mendasari penarikan retribusi kepada masyarakat Pengaturan tanah tersebut di atas tanah negara dan sebagian lagi memang di sebagian tanah Aset Daerah Kota Surabaya sendiri Penelitian Kebijakan Penyelesaian Konflik Pertanahan di atas ldquo Surat Hijau rdquo di Kota Surabaya ini menggunakan metode penelitian hukum normatif yaitu penelitian hukum yang dilakukan dengan cara meneliti data sekunder atau bahan pustaka Dalam perkembangannya masalah ldquo Surat Hijau rdquo telah menimbulkan berbagai macam konflik antara pemegang ldquo Surat Hijau rdquo dengan Pemerintah Kota Surabaya Konflik ini timbul karena terdapat perbedaan persepsi antara masyarakat dan Pemerintah Kota Surabaya dalam merujuk peraturan mengenai masalah penguasaan tanah Untuk itu diperlukan solusi yang saling menguntungkan antara pemegang ldquo Surat Hijau rdquo dengan Pemerintah Kota Surabaya.

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ABSTRACTThe Municipal City of Surabaya has a unique arrangement on land which are not found in any other city in Indonesia Land Usage Permit or commonly known as the Surat Hijau that underlie the withdrawal of levy to the public is managed and issued to the local population of Surabaya by the Municipal City of Surabaya This regulation is implemented upon the State Land and some upon the land that are part of Regional Asset of Surabaya itself The research about land conflict resolution policy of The Use of Land Permit uses Normative Juridical Research Method which focuses on the data collection tool and the study of literature After sometime the issues surrounding Surat Hijau has given rise to various sorts of conflicts between holders of Surat Hijau with the Municipal City of Surabaya This conflict arises because there is a difference in perception between the public and the city officials of Surabaya in reference to the regulation on land tenure This currently heated conflict required a solution that is mutually beneficial between the holders of Surat Hijau with the Municipal City of Surabaya ;The Municipal City of Surabaya has a unique arrangement on land which are not found in any other city in Indonesia Land Usage Permit or commonly known as the Surat Hijau that underlie the withdrawal of levy to the public is managed and issued to the local population of Surabaya by the Municipal City of Surabaya This regulation is implemented upon the State Land and some upon the land that are part of Regional Asset of Surabaya itself The research about land conflict resolution policy of The Use of Land Permit uses Normative Juridical Research Method which focuses on the data collection tool and the study of literature After sometime the issues surrounding Surat Hijau has given rise to various sorts of conflicts between holders of Surat Hijau with the Municipal City of Surabaya This conflict arises because there is a difference in perception between the public and the city officials of Surabaya in reference to the regulation on land tenure This currently heated conflict required a solution that is mutually beneficial between the holders of Surat Hijau with the Municipal City of Surabaya ;The Municipal City of Surabaya has a unique arrangement on land which are not found in any other city in Indonesia Land Usage Permit or commonly known as the Surat Hijau that underlie the withdrawal of levy to the public is managed and issued to the local population of Surabaya by the Municipal City of Surabaya This regulation is implemented upon the State Land and some upon the land that are part of Regional Asset of Surabaya itself The research about land conflict resolution policy of The Use of Land Permit uses Normative Juridical Research Method which focuses on the data collection tool and the study of literature After sometime the issues surrounding Surat Hijau has given rise to various sorts of conflicts between holders of Surat Hijau with the Municipal City of Surabaya This conflict arises because there is a difference in perception between the public and the city officials of Surabaya in reference to the regulation on land tenure This currently heated conflict required a solution that is mutually beneficial between the holders of Surat Hijau with the Municipal City of Surabaya , The Municipal City of Surabaya has a unique arrangement on land which are not found in any other city in Indonesia Land Usage Permit or commonly known as the Surat Hijau that underlie the withdrawal of levy to the public is managed and issued to the local population of Surabaya by the Municipal City of Surabaya This regulation is implemented upon the State Land and some upon the land that are part of Regional Asset of Surabaya itself The research about land conflict resolution policy of The Use of Land Permit uses Normative Juridical Research Method which focuses on the data collection tool and the study of literature After sometime the issues surrounding Surat Hijau has given rise to various sorts of conflicts between holders of Surat Hijau with the Municipal City of Surabaya This conflict arises because there is a difference in perception between the public and the city officials of Surabaya in reference to the regulation on land tenure This currently heated conflict required a solution that is mutually beneficial between the holders of Surat Hijau with the Municipal City of Surabaya ]"